Privacy Policy

Right Path Financing (“we,” “our,” or “us”) values your trust and is committed to protecting your personal information. This Privacy Policy explains what information we collect from you, how we use it, when we share it, and the measures we take to keep it secure. By using our website or submitting information through our platform, you agree to the practices outlined in this Privacy Policy.

1. Information We Collect

We collect information to provide our services effectively, personalize your experience, match you with appropriate lenders, and maintain the security of our platform. The information we gather comes from three primary sources: information you provide directly, information collected automatically from your device, and information obtained from third-party tools used for analytics or security.

1.1. Information You Provide

You may provide personal information when submitting loan inquiries, filling out forms, requesting support, or interacting with our platform. Depending on your loan type or inquiry, this may include:

  • Your full name and contact details
  • Email address and phone number
  • Location information such as your province or state
  • Loan preferences (home, business, or personal loan)
  • Business information when requesting business financing
  • Uploaded documents or details provided during consultation
 

We do not collect sensitive financial details such as full bank account numbers, credit card numbers, or Social Insurance/Social Security Numbers through our website forms.

1.2. Information Collected Automatically

When you interact with our website, certain data is collected automatically to improve our services, ensure platform functionality, and analyze usage patterns. This may include:

  • IP address
  • Device type and browser information
  • Operating system
  • Page visits, session duration, and navigation paths
  • Cookies and similar tracking technologies
 

This data helps us identify technical issues, optimize performance, and enhance user experience.

1.3. Information From Third Parties

Some information may be collected through third-party analytics and security tools. These partners provide insights such as general usage statistics or security threat detection. They do not provide us with sensitive or personally intrusive data.

2. How We Use Your Information

We use your information to operate our platform, connect you with suitable lending partners, and improve the quality of our services. Our use of your information includes both functional and administrative purposes. Your information may be used to:

  • Review your loan preferences and match you with relevant lenders
  • Respond to your questions, inquiries, or support requests
  • Send notifications or updates related to your loan journey
  • Improve website performance through analytics
  • Personalize recommendations based on your needs
  • Maintain platform security and detect fraud
  • Improve our communication and customer experience
 

We may use aggregated and anonymized data to evaluate how visitors interact with our website. This helps us update our platform, refine our services, and ensure a smoother user experience.

3. How We Share Your Information

We share your information only when necessary and with trusted parties. When we do share information, it is done securely and for specific purposes related to your financing request.

3.1. Sharing With Lending Partners

If you choose to submit your information for loan matching, we may share it with reputable lenders or brokers in our curated network. This is done only when required to help you receive loan options or guidance. We do not sell or rent your personal information to lenders or any third party.

3.2. Sharing With Service Providers

We work with service providers who assist with website hosting, email delivery, analytics, and security. These providers may have limited access to your data but are contractually required to: (1) Use the information only for the service they provide, (2) Maintain strong privacy and security safeguards

3.3. Sharing for Legal or Compliance Reasons

In certain situations, we may need to disclose your information to comply with:

  • Applicable laws or regulations
  • Court orders or legal requests
  • Fraud prevention or security investigations
  • Protection of our rights, safety, or property
 

We will not disclose your information unless legally required or necessary to protect you or our platform.

4. Cookies and Tracking Technologies

Cookies are small files stored on your device to enhance your browsing experience. We use cookies to improve website functionality, analyze traffic, and secure the platform. Cookies help us:

  • Remember your device and preferences
  • Understand which pages users find most helpful
  • Improve speed and reliability
  • Monitor website activity for security purposes
 

You may disable cookies in your browser settings. Certain features may not function correctly if cookies are turned off.

5. Data Storage and Security

We take the security of your information seriously and use industry-standard measures to protect it. These include:

  • Secure encrypted connections (HTTPS)
  • Firewalls and server-level protections
  • Access controls and authentication
  • Regular system monitoring for vulnerabilities
 

While we take strong precautions, no online system is completely immune to security risks. We continuously evaluate and update our security practices to protect your data.

6. Data Retention

We keep your personal information only as long as necessary to fulfill the purposes outlined in this Privacy Policy. This includes:

  • Providing services you requested
  • Complying with legal or regulatory obligations
  • Maintaining internal business records
  • Resolving disputes or troubleshooting issues
 

If you request deletion of your information, we will remove or anonymize it unless legal requirements prevent us from doing so.

7. Your Rights and Choices

Depending on your location, you may have specific rights regarding your personal information. These may include the right to:

  • Access the information we hold about you
  • Request corrections to inaccurate data
  • Request deletion of your information
  • Opt out of marketing emails
  • Withdraw consent where applicable
  • Request a copy of your information
 

To exercise any of these rights, you may contact us using the details provided in this policy.

8. Children’s Privacy

Our services are intended for adults. We do not knowingly collect information from individuals under the age of 18. If we become aware that a minor’s information has been collected, we will delete it promptly.

9. International Data Transfers

Because we serve borrowers across Canada and the USA, your information may be stored or processed in either region. Regardless of location, we maintain strong data protection standards to keep your information secure.

10. Third-Party Links

Our website may contain links to external websites or lender platforms. We are not responsible for the privacy policies or content of these third-party sites. We encourage you to review their policies before providing personal information.

11. Updates to This Privacy Policy

We may update this Privacy Policy occasionally to reflect changes in technology, laws, or our services. When updates occur, the “Last Updated” date will be changed. Your continued use of our website indicates acceptance of any updated terms.

12. Contact Us

If you have questions, concerns, or requests relating to this Privacy Policy, you can contact us here: Contact Us