Terms of Service

Welcome to Right Path Financing (“we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of our website, tools, content, and services (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, you should discontinue use of our Services immediately.

1. Overview of Our Services

Right Path Financing is a loan-matching and informational platform designed to help borrowers understand lending options and connect with reputable lenders and brokers across Canada and the United States. We are not a lender, broker, or financial institution. We do not originate loans, approve applications, make lending decisions, or guarantee financing outcomes.

Our Services include:

  • Providing general financial and lending information
  • Offering comparison tools and loan-preparation guidance
  • Matching users with lending partners based on provided information
  • Offering educational resources and software tools to support the loan journey
 

Our Services are informational and connective in nature. Any financing decision you make is entirely between you and the lender you ultimately choose.

2. Eligibility

To use our Services, you must:

  • Be at least 18 years old
  • Be legally capable of entering binding contracts
  • Provide accurate and truthful information
  • Use the Services only for lawful purposes
 

You may not use our platform if local regulations prohibit access to financial comparison services.

3. User Responsibilities

By using our Services, you agree to:

  • Provide accurate, current, and complete information
  • Avoid submitting false or misleading details
  • Use the Services only for personal or business financing purposes
  • Refrain from copying, distributing, or misusing platform content
  • Use the platform in compliance with all applicable laws
 

You are responsible for ensuring that any loan decision you make aligns with your financial circumstances and goals.

4. No Financial Advice

Our platform provides general information and lender matching but does not offer personalized financial, legal, or investment advice. All information on our website is:

  • General in nature
  • For educational purposes
  • Not tailored to your specific financial situation
 

You should consult licensed financial professionals before making decisions related to credit, loans, or financial planning.

5. Relationship With Lenders

Right Path Financing is not responsible for the actions, decisions, or policies of lenders or brokers connected to you through our platform. We do not:

  • Approve or decline loan applications
  • Determine loan rates, terms, or conditions
  • Guarantee the accuracy of lender-provided information
  • Negotiate on your behalf
 

Any agreement you enter into with a lender is strictly between you and that lender. You must review all terms, disclosures, and obligations before accepting any offer.

6. Accuracy of Information

We strive to keep all information on our website accurate and up to date. However, loan rates, terms, eligibility guidelines, and lender offerings can change without notice. We do not guarantee:

  • The completeness of information
  • The accuracy of third-party data
  • The availability of any specific lender, offer, or product
 

You are encouraged to verify all details directly with the lender.

7. User Accounts (If Applicable)

If you create an account on our platform, you are responsible for:

  • Maintaining the confidentiality of your login credentials
  • Ensuring all account information is accurate
  • Notifying us immediately of unauthorized use
 

We reserve the right to suspend or terminate accounts that violate our Terms.

8. Prohibited Activities

You agree not to use the platform in ways that:

  • Violate laws or financial regulations
  • Attempt to bypass platform security
  • Upload malicious code, bots, or harmful scripts
  • Misrepresent your identity
  • Collect or scrape data from the site
  • Interfere with platform functionality
 

Unauthorized misuse may result in suspension, legal action, or reporting to authorities.

9. Intellectual Property

All content on the Right Path Financing website, including text, graphics, branding, software, images, and digital assets, is owned by us or licensed to us. You may not:

  • Reproduce
  • Distribute
  • Modify
  • Sell
  • Reverse engineer
 

any part of the Services without prior written permission.

 

Limited personal use (viewing, sharing links, and printing for personal reference) is permitted.

10. Third-Party Links and Resources

Our website may contain links to third-party websites, tools, and services. These are provided for convenience only. We do not control or endorse third-party content and are not responsible for:

  • Their accuracy
  • Their privacy policies
  • Their terms of use
  • Their business practices
 

Your use of third-party sites is at your own risk.

11. Disclaimer of Warranties

Right Path Financing provides its Services on an “as-is” and “as-available” basis. We do not guarantee:

  • That the platform will be error-free or uninterrupted
  • That lender recommendations will meet your needs
  • That any loan application will be approved
  • That information provided is always accurate or complete
 

To the fullest extent permitted by law, we disclaim all warranties, express or implied.

12. Limitation of Liability

To the maximum extent permitted by law, Right Path Financing is not liable for any direct, indirect, incidental, consequential, or special damages arising from:

  • Use or inability to use our Services
  • Decisions made based on platform information
  • Interactions or agreements with lenders
  • Errors or omissions in content
  • Security incidents beyond our reasonable control
 

Your sole remedy for dissatisfaction with the platform is to discontinue use.

13. Indemnification

You agree to defend and indemnify Right Path Financing, its owners, employees, and partners from any claims, damages, liabilities, or expenses arising from:

  • Your use of the Services
  • Your violation of these Terms
  • Your interaction with lenders
  • Errors or misrepresentations in information you provide

14. Changes to the Services

We may update, modify, suspend, or discontinue parts of the platform at any time without notice. We are not liable to you for any changes made to improve or maintain the Services.

15. Updates to These Terms

We may revise these Terms periodically to reflect operational changes, legal updates, or new platform features. The updated Terms will be posted with a revised “Last Updated” date. Continued use of the Services indicates your acceptance of the updated Terms.

16. Governing Law

These Terms are governed by the laws of the province, state, or region in which our business is legally registered, without regard to conflict-of-law principles. Any disputes must be resolved in the courts located in that jurisdiction.

17. Contact Information

If you have questions or concerns about these Terms, please contact us: Contact Us